account
noun
a record of money kept in a bank
হিসাব, অ্যাকাউন্ট
She opened a bank account to save her monthly salary.
afford
verb
To have enough money to buy or do something.
সামর্থ্য থাকা
Many families in rural areas cannot afford private education.
affordable
adjective
cheap enough for people to buy easily
সাশ্রয়ী, সহজলভ্য
The government wants to provide affordable housing for poor families.
annual fee
noun
A payment made once every year for a service.
বার্ষিক ফি
The bank charges an annual fee for using its credit card service.
annuity
noun
a fixed amount of money paid every year
বার্ষিক ভাতা
She receives an annuity from her retirement fund each year.
bank
noun
A place where people keep or borrow money safely.
ব্যাংক
She went to the bank to save her monthly salary.
bank statement
noun
A paper showing all money in and out of your bank account.
ব্যাংক বিবরণী
She checked her bank statement to see all her recent transactions.
bill
noun
A paper that shows how much money you must pay.
বিল / চালান
He paid the electricity bill at the bank.
borrow
verb
To take something from someone and return it later.
ধার নেওয়া
Many students borrow money to pay for their education.
budget
noun
the amount of money you plan to spend
বাজেট, আর্থিক পরিকল্পনা
The government announced a new budget for education this year.
budget deficit
noun
When a government spends more money than it earns.
বাজেট ঘাটতি
The country's budget deficit grew due to high government spending.
buy
verb
To get something by paying money for it.
কেনা
He wants to buy a new laptop for his studies.
cash
noun
Physical money in the form of coins or notes.
নগদ অর্থ
He paid the tuition fees in cash at the university.
cent
noun
a small unit of money, one hundred make one dollar
সেন্ট
The item costs fifty cents at the local shop.
charge
noun
The amount of money you pay for something.
মূল্য / চার্জ
The hospital charge for a single room was very high.
cheap
adjective
Something that does not cost much money.
সস্তা
Public transport is cheap and easy to use here.
cheque
noun
A written document ordering a bank to pay money.
চেক
The university accepted a cheque for the annual tuition fees payment.
coin
noun
a small round piece of metal used as money
মুদ্রা
He saved every coin he earned to buy a book.
cost
noun
the amount of money needed to buy something.
মূল্য / খরচ
The cost of university education is very high in many countries.
counterfeit money
phrase
fake money made to look like real money
জাল টাকা
The bank detected counterfeit money in the cash deposit.
coupon
noun
A small ticket that lets you buy something at a lower price.
ছাড়ের কুপন
She used a coupon to get twenty percent off her grocery bill.
credit
noun
money you can use now but pay back later
ঋণ, কৃতিত্ব
He bought a new phone on credit and paid later.
credit card
noun
A card that lets you borrow money to pay for things.
ক্রেডিট কার্ড
Many students use a credit card to pay for online courses abroad.
currency
noun
the money used in a particular country
মুদ্রা
The local currency fell in value against the dollar.
current account
noun
A bank account used for daily spending and payments.
চলতি হিসাব
He opened a current account to pay his monthly bills easily.
debit
noun
money taken out of a bank account
ডেবিট, কর্তন
The debit appeared on his bank statement the next day.
debit card
noun
A card that takes money directly from your bank account.
ডেবিট কার্ড
She used her debit card to pay for the IELTS registration fee.
debt
noun
Money that you owe to someone or a bank.
ঋণ
Many students struggle with debt after finishing their university studies.
deposit
noun
An amount of money paid as a first payment or for safekeeping.
আমানত / জমা
Students must pay a deposit to confirm their place at the university.
distribution costs
noun
Money spent to send goods to buyers.
বিতরণ খরচ
The company reduced distribution costs by using local suppliers.
dollar
noun
the money used in the USA and some other countries
ডলার
The course fee is five hundred dollars per month.
duty-free store
noun
A shop where goods are sold without tax.
শুল্কমুক্ত দোকান
She bought perfume at a duty-free store at the airport.
earn
verb
To get money by doing work.
উপার্জন করা
She earns a good salary working at the hospital.
economy
noun
The system of money, trade, and business in a country.
অর্থনীতি
Bangladesh has one of the fastest growing economies in Asia.
euro
noun
the money used in most European countries
ইউরো (মুদ্রা)
She paid twenty euros for the train ticket in France.
expense
noun
money that you spend on something
খরচ
Travel expense is a major concern for students studying abroad.
family finances
phrase
the money a family earns and spends together
পারিবারিক আর্থিক অবস্থা
Good planning helps improve family finances and reduce debt.
fee
noun
money you pay for a service or professional help
ফি, মাশুল
The university fee increased significantly this academic year.
figure
noun
a number or amount used in calculations
সংখ্যা, পরিমাণ
The unemployment figure rose to ten percent last year.
finance department
phrase
the part of a company that manages money
অর্থ বিভাগ
The finance department controls the company's budget and expenses.
financial
adjective
related to money and how it is managed
আর্থিক, অর্থসংক্রান্ত
Many families faced financial problems during the economic crisis.
fortune
noun
a very large amount of money or luck
ভাগ্য / সম্পদ
He made a fortune by starting his own business early.
funding
noun
money given to support a project or organization
অর্থায়ন
The university received funding for new research projects.
grace period
noun
extra time allowed to pay without a penalty
অতিরিক্ত সময়সীমা
The bank gave a grace period of 30 days for loan repayment.
in advance
phrase
before something happens or is needed
আগে থেকে
You must pay the rent in advance every month.
income
noun
Money that a person earns from work or business.
আয় / উপার্জন
A good education can help you earn a higher income.
insurance
noun
money you pay so costs are covered if something bad happens
বীমা
Health insurance helps people pay for hospital treatment when they are sick.
interest rate
noun
The percentage of extra money charged on a loan.
সুদের হার
The bank offered a low interest rate on the student education loan.
interest-free credit
noun
borrowed money you repay without any extra charges
সুদমুক্ত ঋণ
The store offered interest-free credit for twelve months on large purchases.
invest
verb
To put money into something to get more money later.
বিনিয়োগ করা
The government decided to invest money in building new public schools.
investment
noun
money you put into something to get more money back
বিনিয়োগ
Education is the best investment a person can make.
lend
verb
to give something to someone for a short time
ধার দেওয়া
The bank agreed to lend him money for his business.
loan
noun
money that someone borrows and must repay
ঋণ
She took a bank loan to pay for her university education.
low-risk investment
noun
putting money somewhere safe with little chance of loss
কম ঝুঁকির বিনিয়োগ
Government bonds are considered a low-risk investment for families.
market
noun
A place where people buy and sell things.
বাজার
My mother buys fresh vegetables from the local market.
Mastercard
noun
a well-known bank card used to pay for things
মাস্টারকার্ড
She paid for her shopping online using her Mastercard.
million
noun
the number 1,000,000
দশ লক্ষ
The company made one million dollars in profit last year.
money
noun
Coins or notes used to buy things.
টাকা / অর্থ
Many students need money to pay for their education.
money management
noun
The skill of controlling and using money in a smart way.
অর্থ ব্যবস্থাপনা
Good money management helps students avoid debt during university.
monthly membership
noun
A payment made every month to be part of a group or service.
মাসিক সদস্যপদ
She pays a monthly membership to access the online IELTS practice platform.
mortgage
noun
A bank loan used to buy a house or property.
বন্ধকী ঋণ
They took out a mortgage to buy their first home last year.
non-refundable
adjective
money paid that cannot be given back
অফেরতযোগ্য
The booking fee is non-refundable if you cancel the trip.
owe
verb
to need to pay or give something to someone
ঋণী থাকা, দেনা থাকা
He owes the bank a large amount of money for his loan.
partial refund
noun
When only some of your money is given back to you.
আংশিক ফেরত
The airline offered a partial refund after cancelling half the journey.
pay
verb
To give money for something you buy or use.
পরিশোধ করা
Students must pay the IELTS exam fee before the registration closes.
payment
noun
money that you give to someone for goods or work
পরিশোধ, মূল্য পরিশোধ
The company made a late payment for the delivered goods.
penny
noun
a very small coin worth one cent or one pence
পয়সা, ক্ষুদ্র মুদ্রা
She saved every penny to buy a new English dictionary.
per
phrase
for each unit of something measured
প্রতি
The worker earns fifty dollars per day at the factory.
possession
noun
something that a person owns
সম্পত্তি
His most valuable possession was a small piece of land.
pound
noun
the unit of money used in the UK
পাউন্ড
The IELTS exam fee costs over one hundred pounds in the UK.
poverty
noun
The state of being very poor and having little money.
দারিদ্র্য
Many families live in poverty and cannot afford good food.
price
noun
the amount of money you pay for something
মূল্য
The price of food has gone up this year.
profit
noun
Money earned after paying all costs.
মুনাফা
The company made a large profit last financial year.
public money
noun
money that belongs to the government and all people
জনগণের অর্থ
The government must spend public money on schools and hospitals.
purchase
verb
to buy something with money
কেনা, ক্রয় করা
She plans to purchase a new laptop for her studies abroad.
quarter
noun
one of four equal parts of something
এক চতুর্থাংশ
A quarter of students passed the IELTS exam last year.
retail voucher
noun
A card or paper that gives a discount at a shop.
কেনাকাটার ভাউচার
She used a retail voucher to get ten pounds off her new shoes.
rich
adjective
Having a lot of money or valuable things.
ধনী
The rich businessman donated money to build a new school.
salary
noun
Money a person earns for doing their job.
বেতন
His monthly salary is enough to support his family.
save
verb
To keep money for use in the future.
সঞ্চয় করা
He tries to save money each month for his future.
saving
noun
money you keep for later use, not spent now
সঞ্চয়
She used her saving to pay for the university course.
spend
verb
to use money or time on something
ব্যয় করা
Many students spend a lot of money on IELTS preparation books.
spending
noun
the amount of money used on something
ব্যয়
Government spending on healthcare has increased significantly this year.
student account
noun
a special bank account made for students
শিক্ষার্থী অ্যাকাউন্ট
She opened a student account to manage her tuition fees.
taxpayers money
noun
money collected from people who pay tax
করদাতাদের অর্থ
Politicians must not waste taxpayers money on personal expenses.
tuition fees
noun
Money paid to a school or university for teaching.
টিউশন ফি
International students pay high tuition fees to study at UK universities.
value
noun
how much something is worth in money or importance
মূল্য, গুরুত্ব
The value of education cannot be measured in money.
visa
noun
a card or permission to enter another country or pay
ভিসা / পেমেন্ট কার্ড
He paid his university fees abroad using his Visa card.
wealth
noun
A large amount of money or valuable things someone has.
সম্পদ / ধন-সম্পত্তি
The wealth of a country depends on its natural resources.
wealthy
adjective
having a lot of money and valuable things
ধনী, সম্পদশালী
Wealthy countries spend more money on healthcare and education.
withdraw
verb
To take money out of a bank account.
উত্তোলন করা
She went to the ATM to withdraw cash for the weekend.
worth
adjective
having value or being good enough to do
মূল্যবান
A good education is worth the time and effort you spend.